Aug 06, 2026  
2026-2027 Catalog 
    
2026-2027 Catalog

BUSN 130 - Principles of Banking


PREREQUISITES: Demonstrated competency through appropriate assessment or earning a grade of “C” or better in ENGL 083 - Reading Strategies for College  and ENGL 093 - Introduction to College Writing , or ENGL 095 - Integrated Reading and Writing  or ENGL 075 - Co-Requisite Integrated Reading , and MATH 023 - Essentials of Algebra  or higher.
COREQUISITES: Demonstrated competency through appropriate assessment or earning a grade of “C” or better in MATH 023 - Essentials of Algebra  or higher.
PROGRAM: Business Administration
CREDIT HOURS MIN: 3
LECTURE HOURS MIN: 3
DATE OF LAST REVISION: Fall, 2014

Discussion ranges from fundamentals of negotiable instruments to contemporary issues and developments within the industry.

MAJOR COURSE LEARNING OBJECTIVES: Upon successful completion of this course the student will be expected to:

  1. Explain the importance of full-service commercial banking as it affects the economy, the community, business, and the individual.
  2. Describe the three major functions of commercial banks and their interrelationship.
  3. List the various products and services banks offer governments, businesses, individuals, and correspondents.
  4. Contrast between demand and time deposits.
  5. Illustrate the various types of bank loans and investments.
  6. Explain the concepts of liquidity, safety, and income.
  7. Identify various banking regulations and regulatory agencies.


COURSE CONTENT: Topical areas of study include -  

  • History of banking
  • Functions of commercial banks
  • Products and services offered by banks
  • Demand deposits
  • Time deposits
  • Types of loans and investments
  • Concepts of liquidity, safety, and income and what they mean to a bank
  • Banking regulations and regulatory agencies

 
Course Addendum - Syllabus (Click to expand)